DOMESTIC INSURANCE
House Owners (Buildings)
Covers the private residence building, outbuildings, swimming
pool, paving, walls etc. against fire, lightning, explosion,
earthquake, storm, wind, water, hail, impact etc. Included in
the cover is glass, geysers, bursting of water tanks and pipes,
malicious damage and fixtures and fittings such as satellite
dishes, alarms, gate motors etc. Resultant damage caused by
geysers is covered.
House Holders (Contents)
Covers the house contents fire, lightning, explosion, earthquake,
storm, wind, water, hail, theft, impact, etc.
Specified Items
Covers personal effects/wearing apparel and specified items
on an “all risks basis”, including accidental damage
and theft anywhere in the world. Items usually taken off the
premises such as jewellery, cameras, bicycles, golf clubs, laptops,
cell phones etc. should be specified hereunder.
Personal Liability
Covers all sums which you may become legally liable to pay
as compensation for accidental death, bodily injury to or illness
of any person or accidental physical loss to tangible property.
Motor and Trailers
Cover can be insured comprehensively, for third party fire
and theft or for third party only. Comprehensive insurance covers
own damage, fire and theft and damages to third party property.
Third party fire and Theft will cover theft or fire of own vehicle
and damages to third party property. Third Party only will cover
damages to third party property only. You must be legally liable
for a third party claim to succeed.
|
